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AI-Powered Finance for Modern Businesses

CortexaCapital uses proprietary AI to provide fair, fast, and flexible financing solutions tailored to your business's real-time financial health.

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Fast Decisions
Bank-Grade Security
Dynamic Terms
Cortexa Capital

Business Health Dashboard

Our AI analyzes your real-time financial data to provide actionable insights and personalized financing options.

Credit Score
87/100
Pre-approved
£50,000
Rate
6.9%

Solving the £2.8 Trillion SME Funding Gap

Traditional lenders rely on outdated methods that fail to capture the true health of modern businesses.

The Problem

  • High rejection rates for viable businesses due to weak credit history
  • Requirement for physical collateral that many SMEs don't have
  • Slow, manual processes taking weeks or months for decisions
  • Opaque decision-making with no clear path to improvement
  • Static loan terms that don't adapt to changing business conditions

Our Solution

  • AI analysis of real-time operational data for accurate risk assessment
  • Collateral-free lending based on business performance
  • Decisions in hours, funding in days
  • Transparent AI decisions with clear reasoning
  • Dynamic terms that improve as your business grows

Flexible Financing Solutions

Tailored funding options designed to support your business growth

Dynamic Credit Line

A revolving credit facility that automatically adjusts to your business's real-time financial health.

  • Credit limits from £10,000 to £500,000
  • Interest rates improve as your business grows
  • Draw funds anytime through our dashboard
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Growth Term Loan

Fixed-term financing for strategic investments with flexible repayment options.

  • Loans from £25,000 to £250,000
  • Terms from 6 to 36 months
  • Revenue-based repayment options available
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Equipment Financing

Finance new equipment with terms matched to the asset's productive life.

  • Finance up to 100% of equipment cost
  • Terms from 1 to 5 years
  • Fast approval based on business performance
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The Agentic AI Council

Our patent-pending AI technology that powers fairer, smarter lending decisions

How It Works

The Agentic AI Council is a multi-agent AI system that collaboratively analyzes your business data to provide a comprehensive financial health assessment.

Data Ingestion

Securely connects to your financial systems

KPI Analysis

Evaluates key performance indicators

Cash Flow Forecast

Predicts future financial position

Risk Assessment

Determines appropriate credit terms

Transparency Through Explainable AI (XAI)

We believe in transparent decision-making. Our XAI technology provides clear explanations for every lending decision.

Revenue Growth +0.5
Cash Flow Stability +0.3
Client Concentration -0.2
Industry Risk -0.1
Overall Health Score: 87/100

Simple Application Process

Get funded in days, not weeks

1

Connect Your Accounts

Securely connect your accounting software and bank accounts via our API integration.

2

AI Analysis

Our Agentic AI Council analyzes your real-time financial data to assess your business health.

3

Receive Offer

Get a personalized financing offer with clear terms and transparent pricing.

4

Get Funded

Accept your offer and receive funds in your account within 24-48 hours.

Ready to Transform Your Business Financing?

Join hundreds of UK businesses that have discovered smarter financing with CortexaCapital. Apply in minutes with no impact on your credit score.

Get Your Personalized Quote